FINTECH

MODULE XI

INSURTECH

About Module IX

Module XI explores how InsurTech is reshaping the traditional insurance value chain. It covers digital business models, cloud platforms, APIs, data analytics, AI, IoT, blockchain, automation, claims, customer experience, embedded insurance and Insurance-as-a-Service. Learners also examine GDPR, Solvency II, IDD, DORA and the AI Act through practical stories and case studies.

What You Will Learn

After the end of Module I, you will be able to:

  • Knowledge 4

    Explain the economic function of insurance and the role of the traditional value chain.

  • Knowledge 4

    Define the concept of Insurtech and describe its main typologies and business models.

  • Skill 5

    Identify and explain the key digital technologies applied to insurance (AI, IoT, Big Data, Cloud, Blockchain).

  • Skill 5

    Assess how Insurtech impacts each link in the insurance value chain.

  • Responsibility & Autonomy 5

    Evaluate the European ethical and regulatory framework applicable to Insurtech (IDD, GDPR, Solvency II, AI Act).

  • Responsibility & Autonomy 5

    Analyse real-world Insurtech case studies and assess the strategic impact on SMEs and individual customers.

Contents

Learning Topic 1: The Insurance Ecosystem Before the Digital Revolution

  • LESSON 1.1 – Economic Function of Insurance and Social Role of the Sector [Intermediate]
  • LESSON 1.2 – Traditional Value Chain: Product, Distribution, Underwriting, Claims [Intermediate]
  • LESSON 1.3 – Improvement Opportunities that Open the Door to Insurtech [Intermediate]

Learning Topic 2: Introduction to Insurtech and Business Model Transformation
🔗 Cross-reference — Module II, LT 2: Insurtech is one of the verticals of the FinTech ecosystem in the FinTech Tree (Module II, LT 2). Module II covers the conceptual placement of Insurtech in the broader FinTech ecosystem; this module develops it in depth for practitioners.

Learning Topic 3: Key Technologies in Digital Insurance
🔗 Cross-references — Modules IV, V and VI: For deep treatment of the underlying technologies see: Module IV LT2 (Big Data & Cloud), Module IV LT3 (Machine Learning), Module IV LT7 (IoT), Module IV LT8 (Generative AI), Module IV LT9 (AI Risk, Ethics & AI Act); and Module VI LT5 (Data Protection from a security standpoint) and Module VI LT9 (Cybersecurity Tools & Controls). This module focuses on the application of these technologies to insurance specifically.

Learning Topic 4: Automation and User Experience in Insurtech

Learning Topic 5: Emerging Models: Insurance as a Service and Embedded Insurance

Learning Topic 6: Ethical Framework and European Regulatory Challenges in Insurtech

Learning Topic 7: Real-World Insurtech Case Studies

References and Final Assessment

Download MODULE XI

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Requirements

  • Registration on the A2FINTECS platform
  • Stable internet connection
  • Basic knowledge of finance, Fintech and EU Regulation (Modules I, II and III)
  • Basic understanding of digital technologies (Modules IV, V and VI) is recommended.
  • Suitable for Intermediate or Advanced learners

Target Audience

  • SME owners and managers
  • Entrepreneurs and business advisor
  • Trainers working with SMEs
  • Finance and business professionals
  • Learners with basic finance knowledge

Disclaimer. Material for Educational Purpose Only
The content on this platform is provided solely for educational and informational purposes and does not constitute financial, investment, legal, or tax advice. We do not recommend or endorse any specific cryptocurrency, financial product, or investment strategy. Cryptocurrencies are volatile and high-risk assets, and any investment decision is made at the user’s own responsibility. Users should seek advice from a qualified financial advisor before making financial decisions.